Games
Google Pay: Secure UPI payment
4.2
1.1Cr reviews
100Cr+
Downloads
Content rating
Rated for 3+
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About this app

Join crores of Indians who are using Google Pay for all their payment needs. Google Pay is a simple and secure payments app by Google. Refer friends, get offers and earn rewards as you pay.

All you need to do is link your bank account on this app with your registered mobile number and start the experience.

UPI ID is a unique ID that is used to make UPI payments in place of bank account details.

UPI PIN is a 4 or 6 digit number which needs to be set by you while creating your UPI ID. Please don’t share your PIN.

+ Multiple layers of security from your bank and Google
Your hard-earned money is kept safely in your bank account and you have control over money leaving your bank account*. With a world-class security system that helps detect fraud and hacking, we are committed to keeping your money safe and we work with your bank to protect your payment information.

Each transaction is secured with your UPI PIN, and you can safeguard your account with a device lock method such as your fingerprint.

*Google Pay works with all banks in India that support BHIM UPI.

+ Conveniently pay DTH, broadband, electricity, FASTag, LPG bills and more
Link your biller accounts once, we remind you thereon to pay your bill with just a few taps. Google Pay works with billers across the country.

+ Find the latest prepaid recharge plans and easily recharge your mobile
Recharge in fewer steps and at zero extra charges.

+ Check your bank account balance
No need to visit the ATM to see your bank balance, quickly view it anytime, easily.

+ Get rewarded
Refer friends, get offers and earn cash rewards into your bank account as you pay.

+ QR code payments
Pay through the QR code scanner at your favorite offline shops and merchants.

+ Book tickets, shop online and order meals
Order your favorite food and book your travel within the app or on partner websites and apps like Zomato, redBus, MakeMyTrip etc.

+ Fast & secure payments with your debit and credit cards
Add and link your debit and credit cards** on Google Pay and use them for:
- Online payments (mobile recharges or with online apps)
- Offline payments (at offline shops by tapping your phone on NFC terminals)

**Service is rolling out across bank issuers and card network providers.

+ Buy, sell, and earn 24K Gold
Trade gold securely with rates backed by MMTC-PAMP. Gold is securely deposited in your Gold Locker on Google Pay, or delivered as gold coins to your home. New! You can now earn gold as Google Pay rewards.

+ Send money directly from your bank account to any bank account, including those who are not on Google Pay, via UPI transfers
Using NPCI's (National Payments Corporation of India) BHIM Unified Payments Interface (BHIM UPI), money transfers are simple & secure with Google Pay.

+ Provide loans
- Lenders: Aditya Birla Finance Limited, Axis Bank, Bajaj Finance Limited, DMI Finance
Updated on
4 Nov 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
1.1Cr reviews
Raani Radha
5 November 2025
⭐⭐⭐⭐⭐ I have been using Google Pay for a long time and honestly, it has made my life so much easier. The app is super smooth, very secure, and fast — I can send and receive money instantly without any hassle. I love how it automatically keeps track of all my transactions, sends me instant notifications, and gives me cashback and rewards from time to time. The interface is clean and easy to use, even for someone who is not very tech-savvy. I can pay my electricity bills, recharge my phone, pay at
57 people found this review helpful
Nidhi Parmar
4 November 2025
My payment failed, but the money was deducted, so I filed a complaint. Now, the Google Pay service people are not answering my calls. Earlier, they told me it would take 2 days, then 7 days, but I still haven’t received my refund. I had an emergency, yet no further process has been done. They keep saying it will take days for something that should only take 2 minutes. Your service is terrible, and your team is lazy. It was a very bad experience. worst app
352 people found this review helpful
Preety Gayen
4 November 2025
I don’t understand why this is happening with Google Pay now! Earlier, I had recharged my phone twice through their Rewards section and received ₹5 cashback each time. Now I get cashback options for both mobile recharge and shopping on Flipkart. I clicked on “Redeem Now” and completed both, but unfortunately, I didn’t receive even a single paisa as cashback from either of them! I really can’t figure out why this is happening — Google Pay was never like this before!
18 people found this review helpful
Google LLC
4 November 2025
Hi Preety. We know the wait seems long, but rewards are usually processed within 7 working days. You could also check your bank statements. More info: https://goo.gle/38Bx2hS. If you need further assistance: Google Pay app - Show transaction history - Select the transaction - Having Issues - Missing reward - Follow on-screen instructions. Thanks.
About the developer
Google LLC
1600 Amphitheatre Pkwy Mountain View, CA 94043 United States
+1 650-253-0000